:root{--sand:#faf6ee;--sand2:#f1e9d8;--navy:#0b2545;--navy2:#16396b;--gold:#f2b632;--gold-d:#b9801a;--ink:#1b2430;--mute:#546071;--line:#e3d9c3;--card:#fffdf8;--serif:"DM Serif Display",Georgia,"Times New Roman",serif;--sans:Manrope,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--sand);color:var(--ink);font:400 1.0625rem/1.65 var(--sans);-webkit-text-size-adjust:100%}
img,svg{max-width:100%}
.wrap{width:min(1120px,100% - 32px);margin-inline:auto}.narrow{max-width:760px}
a{color:var(--navy2);text-underline-offset:3px}a:hover{color:var(--gold-d)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}.skip:focus{left:8px;top:8px}
.strip{background:var(--navy);color:#f3ead4;font-size:.82rem;line-height:1.4;padding:.5rem 16px;text-align:center}
.site-header{position:sticky;top:0;z-index:50;background:rgba(250,246,238,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:1rem;padding:.55rem 0}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font:400 1.05rem/1.1 var(--serif);margin-right:auto}
.nav{display:flex;gap:1.1rem;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.93rem}.nav a:hover{color:var(--gold-d)}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:800;text-decoration:none;padding:.85rem 1.4rem;border-radius:999px;border:2px solid var(--gold);transition:transform .15s,background .15s}
.btn:hover{background:#ffc94f;color:var(--navy);transform:translateY(-1px)}
.btn-sm{padding:.5rem 1rem;font-size:.9rem;white-space:nowrap}
.btn-ghost{background:transparent;border-color:var(--navy);color:var(--navy);margin-left:.5rem}.btn-ghost:hover{background:var(--navy);color:#fff}
h1,h2,h3{font-family:var(--serif);font-weight:400;color:var(--navy);line-height:1.15}
h1{font-size:clamp(2.2rem,5.4vw,3.6rem);margin:.2rem 0 1rem}h2{font-size:clamp(1.6rem,3.4vw,2.2rem);margin:0 0 1rem}h3{font-size:1.25rem;margin:1.2rem 0 .4rem}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.78rem;color:var(--gold-d);margin:0}
.lede{font-size:1.2rem;color:#2d3948}.muted{color:var(--mute)}.small{font-size:.9rem}.center{text-align:center}
.hero{padding:clamp(2rem,6vw,4.5rem) 0;background:linear-gradient(180deg,var(--sand2),var(--sand))}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center}
.hero-cta{margin:1.4rem 0 .6rem}
.hero-art svg{width:100%;height:auto;display:block;border-radius:28px;box-shadow:0 18px 40px rgba(11,37,69,.18)}
.sec{padding:clamp(2.2rem,5vw,3.8rem) 0}.alt{background:var(--sand2)}
.steps{list-style:none;padding:0;margin:1.5rem 0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;counter-reset:s}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:1.4rem 1.3rem 1.2rem;position:relative;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;top:-16px;left:18px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:800}
.steps h3{margin-top:.4rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1.1rem;margin-top:1.4rem}
.card{display:block;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:1.3rem;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(11,37,69,.12);color:var(--ink)}
.card h3{margin-top:0}.card p{margin:.3rem 0 .8rem;color:var(--mute);font-size:.97rem}.more{font-weight:800;color:var(--navy2);font-size:.92rem}
.prose h2{margin-top:2rem}.prose h2:first-child{margin-top:0}.prose ul,.prose ol{padding-left:1.3rem}.prose li{margin:.45rem 0}
.hoods{columns:2;list-style:none;padding:0;margin:1rem 0}.hoods li{padding:.25rem 0 .25rem 1.3rem;position:relative}.hoods li::before{content:"";position:absolute;left:0;top:.8rem;width:8px;height:8px;border-radius:50%;background:var(--gold)}
details{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:.2rem 1.1rem;margin:.7rem 0}
summary{cursor:pointer;font-weight:700;padding:.8rem 0;color:var(--navy)}details p{margin:0 0 1rem;color:#2d3948}
.final{background:var(--navy);color:#f3ead4;padding:clamp(2.4rem,6vw,4rem) 0}.final h2{color:#fff}
.page-hero{background:linear-gradient(180deg,var(--sand2),var(--sand));padding:clamp(1.8rem,5vw,3.2rem) 0 1rem}.crumb{font-size:.88rem;color:var(--mute);margin:0 0 .4rem}
.chips{display:flex;flex-wrap:wrap;gap:.5rem}.chip{border:1px solid var(--navy);color:var(--navy);padding:.35rem .9rem;border-radius:999px;text-decoration:none;font-weight:700;font-size:.9rem}.chip:hover{background:var(--navy);color:#fff}
.foot{background:var(--navy);color:#d8d3c4;padding:2.4rem 0 1.6rem;font-size:.93rem}.foot a{color:#f2b632}.foot strong{color:#fff;display:block;margin-bottom:.4rem}
.foot-grid{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:2rem}.flinks a{display:block;margin:.25rem 0}.fine{border-top:1px solid #29466f;margin-top:1.6rem;padding-top:1rem;font-size:.82rem;color:#aeb7c7}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-art{order:-1;max-width:420px}.steps{grid-template-columns:1fr}.nav{display:none}.foot-grid{grid-template-columns:1fr}.hoods{columns:1}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}